Pre paid Credit Cards

[wannagrowbuds]

Nope, they charge the card in UK pounds and the bank behind the card gives you the rate at the time.

 

Off topic, but all the hotel booking website do the same thing, charge you in the local currency where the hotel is located so it always costs more than what they show on the screen in AUD.

Edited August 14, 2014 by wannagrowbuds

[louise]

You'll need to add a 3% margin to the total you intend to spend to cover the 'overseas transaction charge'. For example, if you intend to spend $200 on seed and postage you will need to have the card loaded with $206 to cover the transaction fee.

 

This is charged by the card issuer and has nothing to do with the seed bank or what currency conversion widget they happen to use. 

Edited August 14, 2014 by louise

[wannagrowbuds]

Also, when comparing prices between seed banks, compare the price in pounds, because they can use different conversion rates.

[wannagrowbuds]

According to Woolworths website you need to fill out paperwork and prove your identity to buy the reloadable card.

[Ford Fairlane]

Have you looked at this one?

http://auspost.com.au/money-insurance/load-and-go-gift-card.html

[TrichomeChief]

I used one for Bonza no problem, they just required a photo of the card to verify it was a prepaid one.

Hey Wannagrowbuds, whats the go with having to send a picture of the card to bonza?!?

[wannagrowbuds]

They have an anti fraud policy and need to verify that it is a prepaid card you are using and not a stolen card.

[TrichomeChief]

Thanks for the reply wannagrowbuds, only reason i asked is im gunna pick up a card tomorrow to go through bonza with but will be leaving enough coin on it to use again if my order dosen't make it, i know they wont buttt would it be possible for some to use the card from the details in the photo? Edited August 26, 2014 by TrichomeChief

[louise]

According to Woolworths website you need to fill out paperwork and prove your identity to buy the reloadable card.

 

And that's why you spend the $3.95, get a single load card and then ditch it... no id, no paperwork, no worries.

Edited August 26, 2014 by louise

[sheep_dreamer]

I bought the pre paid MasterCard from woolworths today. Just as Louise has described. You buy the card for $3.95 at the store. No paperwork no id no worries. I chose to load it up with money right there and then. You can go an amount up $500, just have to use cash or EFT on savings or cheque, they won't take credit. Then, it's ready to be spent right away. I've not done the checkout with a seedbank yet, but I'm gonna drop it down at either herbies or pick n mix. I have used these cards for other online shopping and they've been fine.

 

The everyday money website from woollies says you gotta do id and paperwork for the re-loadable cause that's for the re-loadable. What I think we're looking to get onto here is the pre-paid... it's fully anonymous.